October 17, 2014
The Concepts Behind Budgeting
I could not agree more with You Need a Budget (YNAB)’s 4 rules in their methodology: Give every dollar a job Save for a rainy day Roll with the punches Live on last month’s income Since I really can’t explain better than they can, I’m going to let them explain: The YNAB Methodology In Depth....
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October 10, 2014
Finance Concept: Net Worth
The accounting definition of net worth is the value of assets less the value of liabilities. Let’s talk plain speak, though. Assets: the value of things you own The money you have in cash – your...
October 03, 2014
Finance: Your Toolbox
Remember my caveat and grace note about numbers? If that is going to apply anywhere for most people, it will be here. Dealing with your personal finances – especially if you’ve ignored them for too long...